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Buying Hire Movers and Start Packing Don’t wait until the last minute to hire your movers or reserve your moving truck. There are limited resources and depending on the season, they could be very busy. The last thing anyone wants is for you to be stressed out and stuck in a jam on moving day! Packing will inevitably take longer than […]
Buying Appraisal Now it’s time for your lender to order the appraisal.  You may be wondering what purpose the appraisal serves… you’re not the only one. To make a long story short, your lender orders the appraisal to ensure your home is worth the amount of the loan. You will pay for the appraisal, but you do […]
Buying Preparing Your Inspection Response After the inspection, you and your realtor will both review the inspection report. You will then work together to prepare your inspection response. In the response you will ask for items that you would like to seller to take care of prior to closing. Don’t forget, this is another point of negotiation throughout the homebuying […]
Buying Attending Your Home Inspection As soon as your purchase agreement was accepted, you were on the phone, scheduling your home inspection with one of our trusted referrals. Now the time has come to attend the inspection – what should you do? First, and most important, you should plan on attending your home inspection. The inspection will take approximately 3 […]
Buying Don’t Spend Extra Money Your preapproval was granted based on the information provided to your lender at that time. This includes your credit, debt, bank account balance, etc. If you’re buying a lake house and decide you want to go ahead and purchase a boat before closing, this could affect your ratios and jeopardize your mortgage approval. Have a […]
Buying Mortgage Approval Before showing you homes, your realtor likely made sure you had a pre-approval in place. Now that you have an accepted offer, it’s time to get an official approval. We will send your accepted purchase agreement and any counters/amendments/disclosures to your lender. Your job is to get them everything else they need, as quickly as […]
Buying Find Homeowners Insurance If you plan to have a mortgage on your home, you will be required to have home-owners insurance. Even if you don’t have a mortgage, it is still highly recommended to have insurance. In addition to calling the company you already have car insurance through, we recommended comparing 2-3 different companies. This will help ensure […]
Buying Schedule your home inspection Congrats! You have an accepted purchase agreement! Now the nitty gritty work happens… it’s time to finalize your loan docs, get home insurance and schedule your inspection. Your realtor will likely push you to set your inspection as quickly as possible. This is for everyone’s benefit. One, inspectors can get busy and there is a […]
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Buying Make an Offer Once you’ve found your dream home, it’s time to make an offer! Depending on the market, you might need to fill out your purchase agreement in the driveway, or you might have a bit more time. Either way, you will want to make sure you and your realtor have done your research. Your realtor will […]
Buying Schedule Showings Now that you’ve picked out the homes you want to see in person, your realtor will begin scheduling showings. Generally speaking, it is customary to provide the seller with at least 24 hours’ notice to view a home. They may also have other limitations on showings, but we will do our best to work around […]
Buying Find your dream home Find your Realtor – ✔️ Home Buyers Meeting – ✔️ Get Preapproved – ✔️ But it’s still not time to go look at houses. First, you and your realtor need to discuss your dream home. We need to figure out your needs (number of bedrooms, location, move-in ready, etc) and your wants (hardwoods, fenced in, […]
Buying Schedule a home buyers consult The home buying process can be long and arduous and it’s not something you do every day. Luckily for you, it is something the agents at Lori Flynn Realty do every day! Before you get started looking at homes, you should schedule a home buyers consult. At this meeting, your agent will take the time […]
Buying You want me to get a pre-what? Not sure if you’ve received a preapproval or a prequalification? The difference is in the details. With a prequalification, the lender has likely checked your credit, but used what they’ve been told to see what you might qualify for. With a pre-approval, the lender has gone deeper. In addition to verifying your credit, they are […]
Uncategorized Finding a Realtor The first step to the home buying process is finding a realtor with your best interest at heart. The most common way buyers find their realtor is a referral from family or friends. Many of Lori Flynn Realty’s clients come from referrals from our past clients – and we cannot thank them enough. If you […]
Carmel Around Town: Carmel Carmel, Indiana’s 8th largest city, lies immediately north of Indianapolis in Hamilton County. An ever-growing suburb, Carmel maintains its identity as a city in its own right, despite being minutes from a major metropolitan area. CNN Money Magazine named Carmel the winner of its annual Best Places to Live list in 2012, attributing its number-one standing to Carmel […]
Homeowner Cold Weather Tips! With the brutally cold temps coming, there are important steps you should take in your home to try and avoid frozen pipes and furnace failures! Thanks for sharing these great tips Home Warranty of America! KEEP THE TEMPERATURES IN YOUR HOUSE UP AND MAKE SURE YOUR HEAT IS WORKING PROPERLY. CHANGE YOUR FURNACE FILTER. MAKE […]
Homeowner How often should you change your air filter? You just moved in and you’re ready to take care of your home. The best way to do this is stay on top of maintenance of the systems in your home. But what does this mean? Well, one of the easiest ways to take care of your HVAC system is to stay on top of […]
Homeowner Winter Home Maintenance Thanks for tips US Inspect!
Selling The Ultimate Home Selling Checklist Thinking about selling your home, but not sure where to start? Follow this link for the The Ultimate Home Selling Checklist from Houselogic. This checklist will help you narrow down what’s important to you with selling your home and selecting your listing agent. Want more information on selling your home? Give us a call at […]
Buying Real Estate Terminology jar·gon1 /ˈjärɡən/ noun special words or expressions that are used by a particular profession or group and are difficult for others to understand. “legal jargon” a form of language regarded as barbarous, debased, or hybrid. Every industry has their own jargon. Whether you are buying or selling a home, here are some important real estate […]
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