Homeowner 5 QUICK TIPS FOR DAZZLING CURB APPEAL Take a good look at your home’s exterior. Does it give the first impression you want to make? What could you do better to improve the look — and maybe value — of your property? Whether you’re planning to sell your home or you just want to make it more inviting, one of the best […]
Homeowner ONE MONTH TO A CLUTTER-FREE HOME   If your plan is to de-clutter your home before listing it for sale, or just to live a simpler and more minimal lifestyle here is a plan to help get you there! Days 1-5: The Warm Up We’re going to ease into it. Start with these simple, refreshing fixes and you’ll crave a major […]
Buying 13 VISUAL TRICKS HOME STAGERS ARE PLAYING ON YOU In today’s ultracompetitive real estate market, it’s said that potential buyers make up their minds within seconds of stepping inside a home. That’s why an ever-growing number of sellers turn to professional home stagers—whose services, some say, can add instant appeal and even sell a house up to 40 days faster. Their secret? An arsenal […]
Homeowner IT’S TIME TO CLEAN YOUR GARAGE   A garage is one of the easiest spaces in your home to let get unorganized and messy, one day you’ll walk in and wonder how it all happened. Take a second, breathe, and commit yourself to fixing this, it doesn’t have to be hard! First, you need to completely take everything that isn’t nailed […]
Buying WHAT TO CONSIDER WHEN DECIDING WHERE TO LIVE   Moving is always a stressful venture, what makes it even more so is when you don’t know where you’re going to live. There are plenty of things you can take into consideration when deciding this. Education systems, climate, taxes, crime rates, food options, town size, and employment opportunities are all excellent examples of this. […]
Homeowner THE IMPORTANCE OF EXTERIOR PAINTING I hate painting.  No, I’m not talking about Picasso’s “Guernica” or Vincent Van Gogh’s “The Starry Night”.  I’m talking about being up on a ladder in the baking sun painting one of four sides of my house.  It’s tedious, expensive, and can be difficult.  But in reaction to this article, it’s extremely important. I still […]
Buying What’s included in a mortgage payment? If you’re buying your first home, it might seem like going from paying rent to paying a mortgage is merely switching out one monthly bill for another. But rents and mortgages differ on a couple of levels. For one, mortgage payments contribute to your stake in the home. The more payments you make, the more […]
Homeowner WHAT TO CONSIDER BEFORE FINISHING YOUR ATTIC Your attic is a dark and dusty area of the house that is used by most of us for storage. This area of the house can be so much more though! There’s a lot to take into consideration before renovating your attic into a liveable space so you better be prepared! Clearance First, you’re going […]
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Buying 8 Important Summer Home Improvement Tasks           Maintain your refrigerator To keep your refrigerator running efficiently in these hot months, you’ll want to vacuum and clean the condenser coils, defrost the freezer, and clean the seals around the door. Keep expanding wood from causing cracks Inspect the seals around your windows, roof, door frames, vents, ducts, and […]
Homeowner How to Prevent Water Damage to your Home Did you know that when 1″ of rain falls on a 2,000 square foot roof, 1,250 gallons of water pours from the roof? That’s a ton of water. Actually, that’s five tons of water. Now we claim no special expertise in math, but this is a pretty simple calculation – if the home has four downspouts, there […]
Homeowner Lessons Learned From Having a Yard for the First Time Caring for a Lawn for the First Time Any new homebuyers out there with a lawn to take care of for the first time? I know what you are thinking…green grass, flowers, trees, oh my! All the thoughts that come to mind when thinking of taking care of a lawn. However, many don’t think about […]
Buying DON’T LET HOME BUYING FEARS STOP YOU FROM HOMEOWNERSHIP When buying your first home, there is a lot of new information you’re going to have to start diving into. This doesn’t mean that you are making poor decisions or that you can’t be educated on the subject, every homeowner has been in that position at some point in their lives! The important thing to […]
Uncategorized YOU’VE EARNED A STELLAR CREDIT SCORE… NOW WHAT? If you’re reading this blog, you probably already know what the term “credit score” means, so we won’t bore you with the details. (If you’re someone that loves all the technical jargon, check out these fancy credit score facts laid out by Investopedia). Thanks to a great suggestion from our faithful blog follower Deanna, we’ve decided […]
Uncategorized Porch or Patio? What’s the difference… I can’t be the only one who has a hard time remembering if your porch is in front or your patio is in back or what’s the difference between the two… But if I am, so be it. I decided that I had spent way too much time trying to figure this out at every […]
Buying Tax Exemptions Other than how and when to make your mortgage payment, this is the most important step to closing on your home   About 45 days after closing, you will receive a reminder from Lori and Lindsay to file your exemptions. While you can do this online, we highly recommend that you go to your county auditors […]
Buying Finishing Up All moved in, but now you have more questions… give us a call! Just because you’ve closed on your home doesn’t mean you’re getting rid of us. Lori and Lindsay will continue to provide you with the best possible service throughout the time you own your home. We can help with recommendations for contractors, give […]
Buying Closing Time! Congratulations, it’s time to close on your new home! The closing time and location will be provided to you, by your realtor, a few days (or sooner if need be) in advance. At closing, you will need to bring your drivers license. Any other required documents will be provided by your title company, realtor or […]
Buying Final Walk Thru Before closing, you and your realtor will do a final walk thru of the property. Ideally, this will happen as close to closing as possible. This allows you and your realtor to confirm everything is as it should be. You want to make sure there are no surprises before going to the closing table. It […]
Buying Cleared to Close? You’ve stayed in touch with your lender throughout the homebuying process. You didn’t open any new lines of credit. You didn’t close any accounts. Now that the process is winding down, it’s time to finalize your loan. At least three days prior to closing, you will receive your closing disclosure from your lender. This means […]
Buying Set Up Utilities Before closing, you will want to call your utility companies and get them switched from the seller’s name to your name. As applicable, you will want to make sure electric, gas, water, trash and sewer are all taken care of. Some of these might be through one company, some of these you can do online, […]